The majority of car accident claims are settled outside of court in Minnesota and most other states. Often, people accept whatever the involved insurance companies are willing to pay. Others may initiate an injury lawsuit but then decide to settle out of court partway through the process.
It is not for us to say whether you should take your case to trial or settle. What we can say is when car accident injuries are catastrophic, you will need all the financial compensation you can get to recover from your harm.
What makes an injury catastrophic?
Any car accident injury that significantly affects your life now and in the future is typically considered catastrophic. Examples of such injuries include:
- Amputation of one or more limbs
- Traumatic brain injuries
- Spinal cord damage
- Loss of vision
- Disfigurement and scarring
- Permanent disabilities
You can expect to receive at least some compensation from one or more insurance companies after a severe car accident. However, it might not be enough to cover your medical needs in the wake of a catastrophic injury.
Litigation can help you get the compensation you need and deserve, particularly if the accident happened due to the other driver’s negligence. A word of caution, however, is necessary. Make sure the target or targets of your lawsuit can pay if you win your case.
Professional guidance can help
If you anticipate a future filled with medical appointments, surgeries and life-changing injury effects, consider seeking guidance with your case. An advocate can help you evaluate the circumstances of the other motorist to determine if a lawsuit is worth your time and effort. Learning more about car accidents and possible remedies for your losses can also help you decide which solution is right for you.