Truck accident insurance claims differ significantly from car accident claims due to the nature of the vehicles involved and the regulations governing them.
Understanding how trucking accident claims work is crucial to securing fair compensation, especially in a no-fault state like Minnesota.
Examples of critical differences
Some of the most notable disparities involve injuries and insurance coverage. Here are some examples:
- Injury severity. Truck accidents can cause severe injuries due to their size and weight, leading to higher medical expenses and longer recovery times.
- Insurance limits. Commercial trucks carry higher insurance limits than personal vehicles, leading to potentially higher compensation.
Determining who is responsible for the accident and associated injuries also plays a significant role in truck accident claims.
- Complex liability. Liability in truck accidents can involve multiple parties, such as the truck driver, trucking company and manufacturers, substantially increasing claim complexity.
- Strict regulations. Truck drivers and companies must follow rigid rules and regulations, and violations can be crucial in establishing liability.
Knowing about these possible differences can guide you in making certain your claim reflects the extent and impact of your injuries.
Fair truck accident compensation in no-fault states
In no-fault states, if your injury expenses exceed your coverage, you can seek additional compensation from the at-fault party’s insurance. Since truck accident injuries are typically severe or catastrophic, victims often meet or exceed coverage thresholds. As you can see, truck accident claims can be far more complicated than those involving two small passenger vehicles. Yet, giving up on your fight for just compensation need not be your only choice.
Speak with someone with a firm grasp of no-fault insurance claims and trucking accident complications to explore all your compensation options.